andrewthe33
Bigger Belter
I don't know what you've done to me, sir, but you've done me the power of good!
Posts: 158
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Post by andrewthe33 on Sept 17, 2017 18:12:14 GMT
Hi, sorry can't see what is meant by an MOT requirement by insurance companies? you can insure a vehicle if it hasn't got an MOT, otherwise how do you drive to an MOT legally? My son's Pick-up has been insured all the time it has been stored. The legal requirement to use it on the road at present, as we all know, is that it is insured, taxed and has an MOT Test. That is a Government Law not an insurance requirement, I've never been asked if a vehicle I insure has an MOT Test. Perhaps I'm wrong, if I am I stand corrected.................starider When I was in the trade we asked customers booking an M.O.T. if their car had a valid M.O.T. If the answer was either "no" or "don't know" we wrote their car's registration number and make in the garage book, as this then constituted a "pre-arranged" M.O.T. The law permits a car without an M.O.T. to be driven to and from the test station, provided its condition is not dangerous. To my knowledge we never received a call from the Police asking us to confirm that a car WAS booked in, but it covered the driver just in case. Oddly, on the extremely rare occasions that a vehicle was failed for being dangerous, as opposed to being unsafe (it was usually a corrosion related failure in these cases) we could prevent the vehicle being driven away and I do remember this happening a few times. The workshop manager simply threatened to call the Police if the driver attempted to drive the car off the premises. Some of them were SERIOUS wrecks! This was in the early 1980s and I believe cars are better protected against corrosion now. |
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Post by starider on Sept 18, 2017 18:40:22 GMT
Logically if the Government removes the need for an MOT Test, insurance companies can not insist a vehicle has one. I believe they will insist that a policy holder will have to sign a declaration that the vehicle is road worthy at renewal. This will put the onus on the policy holder to ensure by what ever means to ensure the vehicle is road worthy.Thankfully I have the luxury of having a 4 post lift, and being a Tester in a previous life, will keep my classics up to MOT standard.
Once this is implemented, anyone down this way is welcome to bring their car over for a check underneath...................starider
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Post by starider on Sept 21, 2017 22:54:32 GMT
Hi, just learnt from the GRA[Greeves Riders Association] proboards, that following enquiries by members,the DoT have confirmed that motorcycles and 3 wheelers will also be MOT Test exempt on the same date in 2018....................starider
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Post by macplaxton on Sept 22, 2017 21:16:54 GMT
In Ireland - where non-commercial vehicles are exempt if they are registered before 1/1/1980 - there isn't a blanket insurance requirement for any exempt vehicle to have a valid
annual roadworthiness certificate (in this case a NCT). I have been asked to prove roadworthiness at the inception of a policy - this was done by way of current MOT, even though MOTs aren't valid here. The alternative to this is to either get a garage with a competent person to sign it off as roadworthy, or submit it for a voluntary NCT (very few do, as they are consider by some to be animals)
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Post by macplaxton on Sept 22, 2017 21:19:44 GMT
and being a Tester in a previous life, will keep my classics up to MOT standard. I hope you won't Tony! I hope you keep them above and beyond given how certain testable items, if an unknown quantity, are "pass and advise".  |
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Post by starider on Sept 23, 2017 11:55:53 GMT
I have always kept my vehicles beyond MOT standards.In the 40 odd years since leaving the motor trade I haven't had one MOT Test failure with either my own vehicles or those I have presented for friends/relations.The key is a very thorough pre-test inspection and taking care of any work that needs doing before taking to the test station.
I recently purchased another s/hand 4 x 4[because of where we live] from a reputable dealer. It came with a new MOT, on the longish drive home I began to notice it was a little loose on the back end. Straight on the lift when I got home and it was obvious the rear shocks were at fault, took them off, on both the protecting covers had completely corroded away and one had no oil left in it!!Needless to say the dealer was only too happy to pay for a new pair when I pointed out that his tester should have found the faults.
I think it goes to show that there are testers and testers and that taking your vehicle for the said test does not necessarily mean it is fine for the next 12 months. I'm sure we all know that an MOT Test only confirms that on a particular date and time the vehicle reached the appropriate standard. Obviously a test will usually find any faults which need rectifying, but as I found, not always.
I suppose I am lucky having been in the motor trade I have the knowledge and appreciate that most folks haven't that background, so I assume that they take their vehicles in for servicing and for a little extra cost could have a more in depth inspection.
Once the exemption is in force it will mean that any faults found can be dealt with, without the restraint of needing to have the work done by a certain date.[Ranting again!!!]........................starider
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Post by starider on Oct 5, 2017 19:42:05 GMT
Hi, been thinking about this proposed MOT Test exemption, I would suggest to prevent any vehicles which will fall into the no MOT category,that the DoT require all such vehicles should have had an MOT Test within the year prior to the exemption date.This should prevent any old car being taxed. If there hasn't been an MOT Test, some sort of pre-exemption check could be made. Just a thought!.....starider
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